Why it dies

Three walls, any one of which is lethal. First: SEBI RIA licensing and the automated-execution regulatory maze will eat you alive before you write a line of AI — this is a compliance company cosplaying as a startup. Second: 'AI advisor across ALL asset classes for EVERYONE' is not a wedge, it's a wish; Groww, Zerodha, INDmoney and a dozen others already own the funnel with distribution you don't have. Third: Indian retail doesn't pay for advice — they want free execution and free tips, so your entire premise leans on monetizing a behavior that doesn't exist. Five years of trading gives you market feel, but zero edge in the two things that actually decide this: regulatory navigation and customer acquisition.

What would save it

Pick ONE painfully specific customer and asset class — e.g. NRIs stuck managing Indian mutual funds and taxes remotely, or first-time equity investors in tier-2 cities who freeze at rebalancing. Drop 'multiple asset classes' and 'automated execution' until you have a licensed, narrow advisory wedge people will actually pay for, and prove someone opens their wallet before you touch the AI.